Get Best Low Interest Credit Cards 2021 In India

credit card interest
credit card interest

We all enjoy the benefit of credit cards, but it does not feel good when bill payment comes. No one wants to pay a credit card interest rate as that might eventually drain a lot of money from your savings. 

Finding a low-interest credit card in the market is a task as there are tons of credit cards these days. Although forgetting a low-interest credit card, one must have a good credit score. Moreover, people get lurked by various offers rather than seeing the actual benefits. 

Many credit cards have added extra charges along with low-interest rates. On the other hand, one credit card interest cannot be good for everyone. Hence, a detailed comparison of online credit cards has been done which have low-interest rates. For this article, we have selected the 5 Best Low-Interest Credit Cards in September 2021.  

5 Best Low-Interest Credit Cards in September 2021

  • Bajaj Finserv RBL Bank SuperCard

Credit card interest (monthly) – 3.99%

This is the best CC which has a very low interest along with a lot of facilities. The best part is there is no extra joining free, and the annual fee gets waived off for the first year. Moreover, this card offers reward points and bonuses on every purchase.

This helps you to reduce your expenses as well as get low-interest rates. This card is a 4 in 1 card, also a loan card, cash card, and EMI card. This helps to make big purchases to be converted into smaller purchases with the low-interest EMI facility.

  • IndusInd Bank Platinum Master Credit Card

Credit card interest (monthly) – 3.83%

The card offers a low interest of 3.83%, along with no joining fees. They also charge 2.5% extra interest on over-limiting the credit limit. Also, this card offers numerous travel bonuses and free movie tickets. Moreover, they offer 1.5 reward points on every purchase of Rs. 150.

  • Citi Prestige Credit Card

Credit card interest (monthly) – 3.75%

For getting this low-interest CC, a credit score of 700 is mandatory. Therefore the Minimum annual income needs to be Rs.25 lakh. Also, it has annual membership fees of Rs.20,000 plus tax. This also offers a bonus of 10,000 welcome air miles when you apply for this credit card. Moreover, this card provides Overseas medical insurance of US$50,000. 

  • SBI Credit Card Elite

Credit card interest (monthly) – 3.50%

SBI CC Elite offers an e-Gift voucher of Rs. 5000. Moreover, they charge a one-time annual fee. Rs. 4999 and taxes. This makes the card not so affordable but offers low Interest. Also, this card is acceptable in 24 million outlets throughout the world. This has the option of Flexipay, which helps to convert high-end purchases into easy EMIs.

  • Kotak Privy League Signature Credit Card

Credit card interest (monthly) – 3.5%

The card offers a monthly interest of 3.5 % along with 5x reward points. The joining fee of Rs. 7500 is comparatively higher than the other cards.  This offers a Priority Pass membership which gives access to lounges of the airport.  An average quarterly balance of 1lakh is required to avail of this card. They also charge Rs.  500 as over-limit charges. 

Why choose Bajaj Finserv RBL Bank SuperCard? 

  • This CC offers zero joining fees.
  • The annual fee is Rs. 999, but that is waived off for the first year.
  • When the annual fee gets waived off if someone spends more than Rs.  50000 in a year. 
  • Numerous reward points on online purchases.
  • Along with using it as a CC, it can be used as a loan card, EMI card, and cash card.

We hope these online credit cards are helpful to you. Now that you know the benefits, along with the low CC interest of Bajaj Finserv RBL Bank SuperCard. Apply for Bajaj Finserv RBL Bank SuperCard to enjoy its privileges and pay low interest rates. 



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